Backing Up Your Data File
Keeping backups is important for any type of data, but especially so when it comes to financial data. Moneydance provides flexible backup settings to enable automatic daily backups in a location of your choosing. You can also tell Moneydance to auto-save your changes every so many minutes so that crashes and other unexpected problems won't require you to re-enter all of your information.
The backup settings are available in the Backup section of the Preferences window. By default, backup files are stored in the same folder as the data file that you are using. Backup files usually have the same name as your data file, but with the date or a tilde (~) appended to the file name (depending on the options you select). Renaming a backup file to have the extension ".moneydance" will allow you to open the file directly from within Moneydance.
Note: If you have specified an alternate location in which to store backup files, please make sure that you are able to create new files in that folder. A common problem is that users who don't have permission to store files in a certain location set that location as the place to store backups. Then, whenever Moneydance saves your data file an error message is presented indicating that there was an error making the backup.